Invoice Discounting

Invoice Discounting

Invoice Discounting – Unlock Cash Flow from Your Unpaid Invoices

Waiting for your clients to pay can create cash flow problems. MCPL’s Invoice Discounting allows businesses to convert their unpaid invoices into instant working capital—without waiting for the credit period to end.


Key Features:


  • Advance up to 90%of invoice value
  • Loan Amount: ₹1 Lakh to ₹50 Lakhs
  • Tenure: Up to 90 days or invoice due date
  • No Collateral Required– Based on invoice & receivables
  • Quick Disbursal: Funds credited within 48 hours
  • Revolving Limitoption for recurring needs

Ideal For:


  • MSMEs, service providers, manufacturers, and traders
  • Businesses selling to corporates, govt. bodies, or large buyers on credit
  • Enterprises with long payment cycles (30–90 days)

Documents Required:

  • Business KYC & PAN
  • GST & Bank Statements (last 6 months)
  • Copy of invoices raised
  • Buyer’s details & transaction history
  • Past payment track record (if applicable)

Benefits of MCPL’s Invoice Discounting:


  • Instant working capital for operations or growth
  • Maintain healthy cash flow without loans
  • No impact on your balance sheet
  • Continue to own your customer relationship
  • Simple digital process with minimal paperwork

Apply Now to Convert Your Invoices into Cash!